The top 15 banks in the U.S. now control most of the industry's deposits and assets, with the biggest five banks managing 56% of total assets. How can smaller banks compete? Banking as a Service (BaaS) has an ability to provide the way in the Fintech of today and tomorrow.

In the financial industry, small banks, credit unions, and startups face the challenge of competing against larger institutions that control a significant portion of the market assets, accounting for over 56%. Our distinguished speakers will demonstrate how startups can leverage data science to thrive in diverse markets, particularly in the electronic financial sector.

Bio: Guillaume - I lead a data science team at BC's largest credit union, providing and executing strategic insights at all levels of the organization. I previously led a team of data analysts working on HIV/AIDS research and surveillance; I built customer segmentation for international supermarkets and forecasted mobile phone traffic. Specialties: Python/R/SAS - SQL - PowerBI/Tableau - Azure/AWS

Bio: Rob - Senior Web Developer/Application Architect with 20 years of experience in Web, Database and Application development. Reliable, self-motivated individual with highly effective problem…